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A fixed rate personal loan has a set interest rate that doesn’t fluctuate. Overall, OneMain’s customer reviews are fairly mixed. Most commonly, consumers tend to contact United Cash Loans to ask questions about: Product/ Service, Account, Payments and Charges. Read 423 Reviews. Bank by calling (800) 872-2657 for 24-hour customer service assistance. Range of APRs: 7. 25%), Borrowing Requirements (28. The company ranked second in J. adults who’ve applied for a personal loan, consumers utilize various loan amounts and term lengths. 1300 048 156 The MoneySpot App is now live on Google and Apple App stores! Download today. Payday loans, installment loans and auto title loans come with high rates and fees, which can trap you in a cycle of debt. A SoFi personal loan is. Offers debt consolidation, emergency, and home improvement loans and more for other life events and recreation. 99% - 25. 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